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Also called virtual currency, cryptocurrency is a form of currency that exists only digitally and has no central issuing or regulating authority above it - it is controlled by the community. It uses blockchain technology to authenticate transactions.

Blockchain is a decentralized technology spread across numerous computers, that manages and records transactions. As such, it does not rely on banks to verify transactions, but is used as a peer-to-peer system enabling users to send and receive payments from and to anywhere in the world.

In 2020, the global cryptocurrency market size was valued at $1.49 trillion, and is projected to reach $4.94 trillion by 2030, growing at a CAGR of 12.8% from 2021 to 2030.

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